Miami has two kinds of yacht club. The traditional clubs sit on Biscayne Bay with clubhouses, docks, sailing programs and regattas, and they're built around people who sail or keep a boat. SplitClub is the other kind: a private members club for splitting yacht days in Miami. There are no slips, no clubhouse and no boat to own.
The traditional yacht clubs
Each of these is a private club with its own membership process. The facts below come from each club's own website, checked on October 7, 2026. For how to join, go to the club.
Biscayne Bay Yacht Club
On South Bayshore Drive in Coconut Grove. Its site describes it as "a private yacht club" founded in 1887 by Commodore Ralph Middleton Munroe, and "one of the oldest yacht clubs in the Southeastern United States." Its site lists the club's regattas. biscaynebayyachtclub.com
Coral Reef Yacht Club
Also on South Bayshore Drive, at number 2484. Its line is "The Spirit of Yachting Since 1955", and it describes a membership that runs from "championship regattas to cruising, fishing, family and youth activities." coralreefyachtclub.org
Key Biscayne Yacht Club
At 180 Harbor Drive on Key Biscayne, since 1955. Its stated purpose includes "a well-rounded, interesting program of Corinthian marine activities for local and visiting boatmen." It runs adult and youth sailing programs and hosts regattas. kbyc.org
Miami Yacht Club
At 1001 MacArthur Causeway, between downtown and Miami Beach. Its site lists adult sailing courses, racing and an outreach program, and takes membership applications online. miamiyachtclub.com
Which kind of club is right for you
You want to sail, race or keep a boat. Join a traditional club. That's what they're for, and Miami has one of the oldest in the Southeast.
You want days on the water with good people, without a boat. That's SplitClub. Nobody needs to own, sail or skipper anything.
You can do both.
SplitClub: Miami's yacht club, without the boat
SplitClub was founded in Miami in 2026 around one idea: a yacht day costs the same whether one person pays for it or twelve do. The club arranges the day, and the group who join it share the cost. Each member makes a single activity contribution, shown in the app before they confirm. There's no initiation fee and no annual dues.
It has grown into 24 clubs. Several meet on the water: The Swim Club, The Afro House Club, The Book Club for women, The Latin Club and The Wake & Foil Club. The rest are on land, from padel to rooftops. Once you're accepted, the club's days are posted to you in the app.
The best part isn't the boat. It's who's on it.
How to join
- Apply here or in the SplitClub app. Three questions, on your own or with up to five friends.
- Get accepted. There's one stage: you're accepted or you aren't.
- Join a day. Confirm participation and the day's group chat opens, so you know who's coming.
Questions
What are the yacht clubs in Miami?
Miami's traditional yacht clubs include Biscayne Bay Yacht Club (founded 1887, Coconut Grove), Coral Reef Yacht Club (since 1955, South Bayshore Drive), Key Biscayne Yacht Club (since 1955, Key Biscayne) and Miami Yacht Club (MacArthur Causeway). SplitClub is a different kind of club: a private members club for splitting yacht days in Miami, with no boat to own.
Can I join a yacht club in Miami without owning a boat?
Each traditional club sets its own membership rules, so ask the club directly. SplitClub doesn't ask you to own anything: you apply once, and once you're accepted, the club's days on the bay are posted to you in the app.
Is SplitClub a yacht club?
SplitClub is a members club for splitting yacht days in Miami, plus 24 clubs for everything else. It isn't a marina or a traditional yacht club: there are no slips, no clubhouse, and no boat to own.
How much does SplitClub cost?
There's no initiation fee and no annual dues. Each activity has an activity contribution, shown in the app before you confirm.
How old do I have to be?
SplitClub is for adults 18 and over. Some events are 21+ and say so on the listing.
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